| AD | Authorized Dealer | A bank or financial institution authorized to deal in foreign exchange. |
| ADB | Asian Development Bank | A regional development bank established to promote economic development in Asia. |
| ADR | American Depository Receipt | A negotiable certificate issued by a U.S. bank representing a specific number of shares in a foreign company's stock. |
| AEPS | Aadhaar Enabled Payment System | A payment system that allows users to access banking services using their Aadhaar number and biometric authentication. |
| AFS | Available For Sale | A classification for securities that may be sold in the future. |
| AGM | Annual General Meeting | A mandatory yearly gathering of a company's interested shareholders. |
| AI | Artificial Intelligence | The simulation of human intelligence by machines, especially computer systems. |
| AIF | Alternative Investment Fund | A type of investment fund that invests in unlisted securities or assets other than traditional investments like stocks and bonds. |
| AIIB | Asian Infrastructure Investment Bank | A multilateral development bank that aims to support infrastructure development in Asia. |
| ALM | Asset Liability Management | The process of managing risks that arise due to mismatches between assets and liabilities. |
| AMFI | Association of Mutual Funds in India | An organization that promotes mutual funds and regulates their operations in India. |
| AML | Anti-Money Laundering | Policies and laws that aim to prevent money laundering and illegal financial transactions. |
| APAR | Annual Performance Appraisal Report | A document that records the performance and achievements of an employee over the year. |
| ASSOCHAM | Associated Chambers of Commerce and Industry of India | A trade association that promotes the interests of trade and industry in India. |
| ATM | Automated Teller Machine | A machine that allows customers to perform basic banking activities, such as withdrawals, without the need for a teller. |
| BCP | Business Continuity Plan | A plan to ensure that business processes can continue during an emergency or disaster. |
| BCSBI | Banking Codes and Standards Board of India | An independent body that monitors adherence to banking codes and practices. |
| BHIM | Bharat Interface for Money | A mobile payment app developed by NPCI, based on the Unified Payments Interface (UPI). |
| BIFR | Board of Industrial & Financial Reconstruction | A government body that dealt with sick industries, now replaced by the National Company Law Tribunal (NCLT). |
| BIS | Bank for International Settlements | An international financial organization that serves central banks in their pursuit of monetary and financial stability. |
| BNPL | Buy Now Pay Later | A payment option allowing consumers to purchase goods and pay for them over time, often interest-free for a short period. |
| BoP | Balance of Payments | A record of all economic transactions between a country and the rest of the world over a period. |
| BPLR | Benchmark Prime Lending Rate | The minimum rate of interest at which banks lend to their most creditworthy customers. |
| BPS | Basis Points | A unit of measure used in finance to describe the percentage change in value or interest rates, equal to 1/100th of a percent. |
| BSCS | Basel Committee on Banking Supervision | A committee that provides recommendations on banking regulations. |
| BSR | Basic Statistical Returns | A data collection system used by the Reserve Bank of India to gather banking statistics. |
| CAD | Capital Account Deficit | A situation where a country's total capital account inflows are less than outflows. |
| CAG | Controller and Auditor General of India | A constitutional authority responsible for auditing government expenditures and accounts. |
| CC | Cash Credit | A short-term source of financing provided by banks to companies. |
| CCIL | Clearing Corporation of India Limited | An institution that provides clearing and settlement services for various financial transactions in India. |
| CD | Certificate of Deposit | A financial product that provides a fixed interest rate for a set period. |
| CD Ratio | Credit Deposit Ratio | A ratio of how much a bank lends out of its deposits. |
| CDSL | Central Depository Services Limited | A depository in India that holds securities in electronic form and facilitates transactions. |
| CERSAI | Central Registry of Securitization Asset Reconstruction and Security Interest | A government registry to track mortgages and loans on secured properties. |
| CIBIL | Credit Information Bureau (India) Limited | A credit bureau that provides credit ratings and scores for individuals and businesses in India. |
| CIF | Customer Information File | A file that contains comprehensive information about a customer held by a bank or financial institution. |
